Open A Checking Account
Find the flexibility and convenience you need to spend the way you want.
Personal Checking Your Way
At Clear Mountain Bank, you'll always find friendly and professional service from local bankers dedicated to helping our communities in West Virginia and Maryland grow. That's why our checking accounts were built with the flexibility you need to bank the way you want now and in the future. With an array of shared features and built-in free perks, we are sure you will find a checking account that is just right for you! Open your checking account today!
Every Checking Account Offers
- Free Mastercard® Debit Card
- Unlimited Check Writing
- Free EasyLine Telephone Banking
- Free Mobile Banking
- Free Online Bill Pay
- Free SmartLink® Online Banking
Checking Account Shared Features
- Same Day Credit for your deposits made during normal business hours, Monday through Friday, until 6 pm. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity, and online payments.
- Convenient 24-hour account access with SmartLink® Online Banking, Mobile Banking, and EasyLine Telephone Banking.
- Cancelled checks and deposit tickets returned monthly in convenient image format.
- Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide.
Find the account that's best for you!
| Features | Clear Checking | Interest Checking | Money Market Deposit Account | Investor Money Market | Prime 50 Checking | StartFresh Banking |
|---|---|---|---|---|---|---|
| Minimum to Open | $50 | $1,000 | $1,000 | $10,000 | $500 | $50 |
| Minimum Balance Required | $1,000 | $1,000 | $10,000 | $500 | None | |
| Monthly Fee | $2.50 (none with eStatements or age 65+ | $8.00 (if below minimum) | $10.00 (if below minimum) | $12.00 (if below minimum) | $8.00 (if below minimum) | $10.95 ($7.95 w/ Direct Deposit) |
| Debit Mastercard® | Free | Free | Free | Free | Free | Free |
| Online & Telephone Banking | Free | Free | Free | Free | Free | Free |
| Unlimited Check Writing | ||||||
| Interest on Funds | ||||||
| Eligibility Restrictions | N/A for Corporations or Partnerships | Must be age 50 or over | For customers who do not qualify for traditional Checking |
Checking Accounts
Open a checking account with options that align with your lifestyle and financial goals
Clear Checking®
- Our most popular checking account
- No minimum balance requirement
- No monthly maintenance fee with eStatements or over age 65
Interest Checking
- Earns interest on any balance
- Open account with as little as $1,000
- No monthly maintenance fee with minimum $1,000 balance
Money Market Deposit Account
- Convenience of a checking account with the benefit of earning market rate interest
- Tiered rate schedule for bigger earnings
- Open account with as little as $1,000
Investor Money Market Deposit Account
- Rewards the dedicated saver
- Tiered rate schedule for bigger earnings
- No service charge with $10,000 balance
Prime 50 Checking
- Designed exclusively for customers 50+
- Interest-bearing checking account
- Offers bonuses, discounts, privileges and personalized service
StartFresh® Banking
- Rebuild your financial strength
- Improve your credit score
- Eliminate check cashing fees
- Two options available
Debit Cards
Get a debit card with no added cost and great benefits! With the Clear Mountain Bank Mastercard® Debit Card, you can conveniently withdraw money from any ATM, load your card onto your smartphone's digital wallet, and enjoy complete protection with Zero Liability for unauthorized purchases.
Overdraft Protection
Everyone needs a little help sometimes. That's why Clear Mountain Bank offers two types of overdraft protection to help you out when there is not enough money in your account to cover a purchase.
Order More Checks
Express yourself with our most popular check designs. Ordering is always safe and simple.
